{"id":173264,"date":"2025-11-26T14:02:30","date_gmt":"2025-11-26T14:02:30","guid":{"rendered":"https:\/\/quixnet.net\/wpinstance\/average-401k-balance-today-u-s-retirement-savings-surge-but-what-does-new-data-reveal-about-america-the-economic-times\/"},"modified":"2025-11-26T14:02:30","modified_gmt":"2025-11-26T14:02:30","slug":"average-401k-balance-today-u-s-retirement-savings-surge-but-what-does-new-data-reveal-about-america-the-economic-times","status":"publish","type":"post","link":"https:\/\/quixnet.net\/wpinstance\/average-401k-balance-today-u-s-retirement-savings-surge-but-what-does-new-data-reveal-about-america-the-economic-times\/","title":{"rendered":"Average 401(k) balance today: U.S. retirement savings surge \u2014 but what does new data reveal about America\u2019 – The Economic Times"},"content":{"rendered":"

The average 401(k) balance in the U.S. hit $144,400 in the third quarter of 2025, up 9% from last year, according to Fidelity. IRA balances rose to $137,902, a 7% annual gain. Markets and higher contributions boosted totals, but a sharp divide remains. Median balances are far lower, with younger workers holding $20,000 to $40,000, while savers nearing retirement often exceed $270,000. Women hold about 30% less than men on median.<\/p>\n

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source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The average 401(k) balance in the U.S. hit $144,400 in the third quarter of 2025, up 9% from last year, according to Fidelity. IRA balances rose to $137,902, a 7% annual gain. Markets and higher contributions boosted totals, but a sharp divide remains. Median balances are far lower, with younger workers holding $20,000 to $40,000, […]<\/p>\n","protected":false},"author":1,"featured_media":173265,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-173264","post","type-post","status-publish","format-standard","has-post-thumbnail","category-us","entry"],"_links":{"self":[{"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/posts\/173264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/comments?post=173264"}],"version-history":[{"count":0,"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/posts\/173264\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/media\/173265"}],"wp:attachment":[{"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/media?parent=173264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/categories?post=173264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quixnet.net\/wpinstance\/wp-json\/wp\/v2\/tags?post=173264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}